Born, Brooklyn, New York, June 9, 1947; admitted to bar, 1972, New Jersey; 1978, U.S. Supreme Court.  Education: Rutgers University (B.A., 1969; J.D., 1972).  Author: ANew Jersey Issues Foreclosure Notice Guidelines,@ The Independent, Vol. 14, No. 1, Winter 1992; AForum Selection Clause Validated in Commercial Lease Transaction,@ The Independent, September 1999.  Guest Lecturer, Seton Hall University School of Law, 1989-1990.  Chairman (1998 - 2000), Legal Committee, Eastern Association of Equipment Lessors.   Member: New Jersey State Bar Association (Member: Bankruptcy Law Section). Experienced in creditors' rights law, collections, bankruptcy, and mortgage foreclosures.